VOLUNTARY INVOLUNTARY
SPECIFIC:
Deed
of trust, mortgage Real
Estate Tax
(Security for the financing or Lien created by state
or local taxing
Refinancing of a property) authority. (City,
State, County)
Mechanic’s
Lien Contract
Mechanic’s Lien (Affidavit)
Creates a lien on the property Asserts non-payment for
repairs
for improvements. Released materials or labor
when contractor is paid
Home Equity Security Agreement Home Owners
Association Lien
Specifically worded deed of trust Lien in favor of a home or condo
for home equity or home equity association for non payment
of
line
of credit dues or breach of restrictions
Owelty Lien
Municipal Lien
Created to allow one spouse to Mowing, demolition, or repairs
to
buy out the other during a divorce
Utilities
Included because in some cities if
prior occupant left owing money,
utilities will not be turned on unless
paid. This can be a ticking
time
bomb because it does not
show up
in the courthouse, nor will the title
company insure it
Non-Specific:
IRS
Liens
Did not pay Uncle Sam. There
will
be
a lien recorded against an
individual that will attach to all
property
Abstract of Judgment
Court ordered obligation to pay. Be
careful with homesteads. May not
apply. Ask an attorney.