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                               Welcome 
                                to the first edition to the NOTE PROFESSOR 
                                NEWSLETTER. This newsletter is original and 
                                produced monthly. The NOTE PROFESSOR will 
                                introduce you to various concepts of utilizing 
                                notes, as well as specific money making techniques. 
                                This is not a get rich quick format, although 
                                learning these concepts and applying them to everyday 
                                life will increase your wealth. This is 
                                more of an education format, where you can better 
                                understand notes and investment in the real 
                                estate world.  
                              The 
                                NOTE PROFESSOR NEWSLETTER is the result 
                                of receiving numerous questions about notes, 
                                and how to invest in real estate. More>> 
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                            | Time 
                              Value of Money and How It Can Make You Rich  
                               Before 
                                you start throwing your arms in the air and start 
                                gasping with anxiety, and thinking you are going 
                                to have to be a math wiz, just relax. Time 
                                Value of Money (TVM) is a simple 
                                concept that you use everyday, without realizing 
                                it. In a nutshell, TVM is the value 
                                placed on a dollar today as opposed to the value 
                                placed on a dollar at some future point in time. 
                                My gosh, that sounds complicated and mathematical. 
                                Not at all. A common example of TVM is 
                                a lottery. In a lottery, you are given 
                                a choice of receiving $1 million over 
                                a 25-year period, or $500 thousand cash 
                                today. Which would you prefer? More>> 
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                            Definition: 
                              Inflation 
                              An increase in the volume of money and credit 
                              relative to available goods and services resulting 
                              in a continuing rise in the general price level. 
                               
                              Inflation 
                                is an increased, or inflated, money 
                                supply. The Federal Reserve Board, along with 
                                the media will lead you to believe that inflation 
                                is a general rise in prices. This is NOT TRUE. 
                                A general rise in prices is an effect 
                                of inflation, not a definition or cause. What 
                                the Federal Reserve Board, commonly known as the 
                                Fed, is trying to hide, is the fact that the Fed 
                                controls the supply of money into the economy, 
                                and therefore, causes inflation. Inflation is 
                                a hidden tax that devalues our wealth and undermines 
                                free trade. More>> 
                                 
                             
                              
                              
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